All about Medicare

Medicare Eligibility Requirements

Citizenship/Residency: Must be a U.S. citizen or permanent legal resident who has lived in the U.S. for at least 5 consecutive years.
Age: Typically 65 or older.
Work History/Benefits: Must receive or be eligible for Social Security or Railroad Retirement benefits, or have a qualifying work history (self or spouse).

Medicare Coverage Overview

Part A- Hospital Insurance

Part A helps cover:

Inpatient hospital stays
Skilled nursing facility care
Some health care
Hospice Care

Cost: Usually free for those who are eligible.

Part B- Medical Insurance

Part B helps cover:

Doctor’s visits
Outpatient care
Medical supplies
Preventive services

Cost: Requires a monthly premium.

Part C- Medicare Advantage

Part C is an alternative to Original Medicare (Parts A & B) offered through private insurance plans. These plans often include additional benefits like: